No Credit Check Mobile Contracts - The Truth
To get a mobile phone contract these days, it is almost essential that you have a good credit score. If you have a bad credit rating, finding a mobile phone provider that will give you a contract can be difficult. This is why people who have poor credit tend to get excited when they hear of sites such as Phones For All that guarantee bad credit mobile phones. If you have heard of these types of deals and thought they sounded pretty good, there are some things about them you should be aware of before agreeing to one.
Mobile providers check your credit to ensure that you are able to pay your bills. There is no better indicator of your ability to pay a debt than if you have showed that ability in the past. This is why providers put so much emphasis on credit checks. If a phone company is telling you that they won't check your credit score, there is usually a catch.
The first problem with these types of deals is that they can be very expensive. A phone company is able to offer no credit check phones by making them very costly to you. While it may seem great that you can get a phone without a credit check, you'll end up paying more than if you find a bad credit mobile contract or waited until you built up your credit.
The second problem with these types of deals is a limited selection when it comes to phones. Typically you won't be able to get the newest models with no credit check plans. While this may be the case with bad credit plans, the phones you get with a guaranteed or no credit check plan are typically much worse than you would have been able to get otherwise.
The last thing to be aware of is that some of these plans may be Sim Only contracts. While these plans are fine if you have a phone that you would like to continue using, you don't have to go through a no credit check site in order to get them. There are plenty of other sites that can set you up with a Sim Only plan. You will often be able to get these deals much cheaper than if you went through a no credit check type of website.
Just because you have bad credit doesn't mean you can't get a mobile contract. Don't just assume that because your credit is poor, you have to get a no credit check or guaranteed phone contract. No matter your credit level, you can probably still find a reasonable phone contract through other means without having to pay more. Just be patient and do all of your research before you make a decision. Guaranteed and no credit check mobile contract plans should be considered a last resort.